Annual Report

Overview

The report describes a challenging 2025 financial year, with a £122.4 million statutory operating loss before tax driven largely by motor-finance commission provisions and related costs. The company simplified its portfolio through disposals and planned exits while refocusing on specialist banking. Operational Scope 1 and 2 emissions fell to 1,882 tCO2e on a market-based basis, alongside a continued net-zero-by-2050 ambition. Employee engagement was 78%, and ESG oversight remained part of Board and committee activity.

Document

Report type: Annual Report with Sustainability Disclosures
Class: Embedded
Scope: Full report
Fiscal year: 2025
Period: Ends 31 July 2025
Language: English
Pages
File size
Restatement: Disclosed

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