Franchise Focus Annual Report

Overview

The report presents HCOB's 2025 Sustainability Statement under ESRS and CSRD, supported by a double materiality analysis. It sets a net-zero ambition for banking operations and the credit and investment portfolio by 2050. Operational disclosures include 7,847 MWh of total energy consumption, with 46% from renewable sources. The report also provides detailed Scope 1, Scope 2, and significant Scope 3 emissions and EU Taxonomy disclosures.

Document

Report type: Annual Report with Sustainability Disclosures
Class: Embedded
Scope: Full report
Fiscal year: 2025
Period: 1 January 2025 – 31 December 2025
Publication date: 19 March 2026
Language: English
Pages
File size
Restatement: Disclosed

Reporting standards, commitments and assurance details are available with a free account.

Standards

GRI
SASB
TCFD
ISSB
ESRS
Integrated Reporting Framework
GHG Protocol
EU Taxonomy
CDP

Commitments

UN Global Compact
UN Guiding Principles
Science Based Targets initiative

Materiality

Assessment
Basis

Assurance

Provider
Level
Standard
Scope
Statement included

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Overview