Annual Report

Overview

The report describes Bank Sinarmas's 2018 focus on digital banking, including implementation of the Simas e-Money system and continued expansion of technology-enabled services. It reports 6,842 employees and 24,510 training participations, with average employee training of 43 hours. The company also allocated Rp3,908,589,493 to CSR programs spanning environmental, labor, health, education, disaster relief, and community initiatives. Governance and risk management disclosures include active board and committee oversight and a 17.60% capital adequacy ratio.

Document

Report type: Annual Report with Sustainability Disclosures
Class: Embedded
Scope: Full report
Fiscal year: 2018
Period: Ends 31 December 2018
Language: English, Indonesian
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