Saigon-Hanoi JSCB JSC 2025 AR2
The report highlights Saigon Hanoi Commercial Joint Stock Bank's (SHB) performance and sustainability initiatives for the fiscal year 2025. SHB achieved a profit before tax of VND 15,021 billion, representing a 30% increase compared to 2024, while total assets grew by 19% to reach VND 892,009 billion. The bank successfully completed its charter capital increase to VND 45,942 billion and maintained a low Cost-to-Income Ratio of 22.1%. On the sustainability front, SHB was recognized among the Top 10 Comprehensive ESG Enterprises at the Vietnam ESG Awards 2025 and successfully raised two syndicated medium-term ESG-linked USD loans totaling USD 588 million. Additionally, the bank advanced its green credit portfolio, maintaining a green credit ratio of nearly 10%, and allocated over VND 256 billion to social welfare and community development activities.
Company: Saigon-Hanoi JSCB JSC
Sector: Finance & insurance
Country: Vietnam
Year: 2025
Type: AR2
Pages: 155
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Saigon-Hanoi JSCB JSC
Annual Report
The report highlights Saigon Hanoi Commercial Joint Stock Bank's (SHB) performance and sustainability initiatives for the fiscal year 2025. SHB achieved a profit before tax of VND 15,021 billion, representing a 30% increase compared to 2024, while total assets grew by 19% to reach VND 892,009 billion. The bank successfully completed its charter capital increase to VND 45,942 billion and maintained a low Cost-to-Income Ratio of 22.1%. On the sustainability front, SHB was recognized among the Top 10 Comprehensive ESG Enterprises at the Vietnam ESG Awards 2025 and successfully raised two syndicated medium-term ESG-linked USD loans totaling USD 588 million. Additionally, the bank advanced its green credit portfolio, maintaining a green credit ratio of nearly 10%, and allocated over VND 256 billion to social welfare and community development activities.
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Document Details
Report Year
2025
Reporting Period
Jan 1, 2025 - Dec 31, 2025
Fiscal Year
2025
Type
Annual Report with Sustainability Disclosures
Language
English
Pages
File Size
Standards & Assurance
ESG Data?Experimental: AI-extracted data, may contain inaccuracies
Employees