Annual Report

Overview

The report describes a year of record profitability and continued expansion, with Group net profit of GEL 1.3 billion and strong digital banking growth in Uzbekistan. Sustainable finance was a major ESG highlight: the sustainable loan portfolio reached GEL 1.73 billion, up 40.5% year-on-year. The report also emphasizes workforce inclusion, including 37% women in middle managerial positions, alongside employee development and well-being initiatives. Climate disclosures cover TCFD-aligned governance, Scope 1-3 operational emissions, and a net-zero direct-impact target for 2030.

Document

Report type: Annual Report with Sustainability Disclosures
Class: Embedded
Scope: Full report
Fiscal year: 2024
Period: 1 January 2024 – 31 December 2024
Publication date: 1 April 2025
Language: English
Pages
File size
Restatement: Disclosed

Standards

GRI
SASB
TCFD
ISSB
ESRS
Integrated Reporting Framework
GHG Protocol
EU Taxonomy
CDP

Materiality

Assessment
Basis

Assurance

Provider
Level
Scope
Statement included
Metrics assured

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