Annual Report

Overview

The report describes Ujjivan's voluntary application to transition from a small finance bank to a universal bank, alongside continued growth in deposits, customers, and digital banking. It highlights the bank's expanding ESG governance, including a Board-level CSR & Sustainability Committee, energy-efficiency initiatives, solar installations, waste management, and a first disclosure of Scope 3 emissions. The year also saw strong financial-inclusion activity through women-focused products, financial literacy, and CSR programmes reaching more than 1.2 million beneficiaries. Workforce reporting covers 28,078 employees, with continued investment in learning, wellbeing, accessibility, and gender diversity.

Document

Report type: Annual Report with Sustainability Disclosures
Class: Embedded
Scope: Full report
Fiscal year: 2024-2025
Period: 1 April 2024 – 31 March 2025
Language: English
Pages
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Standards

GRI
SASB
TCFD
ISSB
ESRS
Integrated Reporting Framework
GHG Protocol
EU Taxonomy
CDP

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Assessment
Basis

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