Utkarsh Small Finance Bank Ltd 2026 Annual Report with Sustainability Disclosures
Company: Utkarsh Small Finance Bank Ltd
Sector: Finance & insurance
Country: India
Year: 2026
Type: Annual Report with Sustainability Disclosures
Pages: 385
The report describes FY 2025-26 as a year of financial stress and recalibration: the Bank reported total income of INR 3,810 Crore and a loss of INR 1,151 Crore, while raising INR 950 Crore in equity. It reports that non-microbanking businesses grew to 62% of the overall loan portfolio, reflecting a shift toward diversification. The report also highlights financial inclusion and digital access, including 5.87 lakh customers acquired digitally since inception and community-focused CSR programmes.
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