Consolidated Non-Financial Disclosure

The report describes BFF Banking Group's 2022 materiality analysis, explicitly assessing both impact and financial materiality, and its completed ESG governance arrangements, including a newly established management-level ESG Committee. It reports 842 employees and total energy use of 13,406 GJ, alongside emissions disclosures. It also details EU Taxonomy eligibility reporting, the Diversity & Inclusion Policy adopted in December, and an ART FACTOR exhibition tour that attracted more than 2,500 visitors.