Consolidated Management Report

The report presents CaixaBank Group's 2019 consolidated management performance, including 35,736 employees, an annual materiality analysis, a GRI-aligned non-financial information statement and independent verification under ISAE 3000. It highlights the first €1,000 million social bond, environmental and climate-risk governance, diversity and financial inclusion initiatives, and extensive responsible-banking activity. Environmental disclosures include renewable-energy and carbon-footprint actions reported for CaixaBank, S.A., while the report also details climate-related risk management and social programmes.