Universal Registration Document

The report presents CNP Assurances' 2023 expansion as an integrated multi-partner insurance group, with 6,023 employees in the SA and subsidiaries scope and continued integration of insurance businesses. Its CSR programme combines inclusive insurance, responsible investment, climate and biodiversity commitments, including a 50% reduction target for internal-operations emissions by 2030. Reported 2023 market-based total Scope 1, 2 and 3 emissions were 4,667,919 teqCO2, while green investments reached €27.2 billion. The CSR Committee strengthened Board-level oversight, and Mazars provided limited assurance over the consolidated non-financial statement.