Form 10-K

The report describes the company's ESG strategy as part of its mission to expand equitable and sustainable access to housing. It highlights record cumulative green bond issuance, the Sustainable Bond Framework, multifamily social MBS, and climate-risk mitigation work. The company also reports RefiNow, an Equitable Housing Finance Plan, racial-equity initiatives, and workforce diversity actions. ESG oversight is assigned to the Board's Community Responsibility and Sustainability Committee.