Integrated Management Report

The report presents the company's second Integrated Management Report, combining financial and non-financial performance for 2023. It highlights the launch of a Net-Zero Transition Plan covering investments, underwriting and operations, with targets for 2025, 2040 and 2050. The company reports 8,713 employees and extensive workforce, wellbeing and development initiatives. Environmental disclosures include energy and water consumption and operational Scope 1, Scope 2 and partial Scope 3 emissions for Portugal and international operations.