Annual Report

The report presents FY2025 as a record profit year, with group profit attributable to shareholders reaching SGD1,207.1 million. It describes sustainability as integrated into business strategy and operations, with climate change considered in risk assessment and planning. Community highlights include 19,000 volunteering hours and engagement with more than 42,000 individuals through over 250 activities, alongside financial-literacy, healthcare-access and social-resilience programmes.