Reports and Consolidated and Separate Financial Statements

The report presents the Iccrea Cooperative Banking Group's 2023 consolidated performance, including 2,419 branches, 22,347 employees and net profit of 1,857,606 thousand euros. It describes a 2023-2025 Sustainability Plan, ESG integration into governance, lending and risk processes, and completion of seven EU Taxonomy-aligned financing products. The Group also reports a Morningstar Sustainalytics ESG Risk Rating of 14.2, assessed as low. Sustainability-related employee actions included UNI/PdR 125:2022 gender-equality certification for Iccrea Banca and nine direct-scope companies.