Report on Operations and Financial Statements

The report describes Ilmarinen's strong 2019 performance, including an 11.8% return on investments and a 126.6% solvency ratio. It outlines the company's updated strategy and continuing organizational and digital changes. Its non-financial statement discusses environmental impacts, personnel wellbeing, human rights and anti-corruption, while the company reports setting a carbon-neutral investment-operations goal for 2035.