Annual Report

The report states that the Group ended 2016 with consolidated net income of 3.1 billion euro and granted 56 billion euro in new medium- and long-term loans to households and businesses. It reports over 3.9 million training hours, averaging 44.0 training hours per person. The Group also reports an overall 9.6% year-on-year reduction in Scope 1 and Scope 2 greenhouse-gas emissions and community contributions of 46.4 million euro.