Integrated Annual Report

The report presents Janashakthi Insurance PLC's fifth integrated report for 2025, combining financial performance with environmental, social, and governance disclosures. It describes an annual materiality assessment, six-capitals value-creation structure, GRI-aligned sustainability reporting, and Board oversight of material matters. The natural-capital section highlights a 99% paperless workflow, 4,110 kg of paper waste diverted from landfills, and 12,890 units of water consumption, while the human-capital section reports 456 employees. An EY limited assurance report covers defined integrated-report subject matter.