Sustainability Report

The report describes Luminor's first sustainability reporting year, including established Scope 1, 2, and 3 emissions baselines and operational actions such as waste sorting and switching three Latvian facilities to green energy. It sets a goal of net-zero greenhouse gas emissions by 2050 and a 50% reduction in operational CO2 emissions per FTE by 2025. The report also details its ESG governance and stakeholder materiality assessment. At year-end, Luminor reported 2,262 FTEs, with 71% female and 29% male.