Annual Report

The report covers NBF's 2015 performance, highlighting record net profit of AED 558.8 million and operating income of AED 1,213.1 million amid difficult market conditions. Its sustainability section links business mix, customer focus, employee expenses and community value creation. NBF reports a 728-person workforce and describes CSR initiatives including a Ramadan charity drive, UAE Humanitarian Day sponsorship and donations to the Nepal Earthquake Fund. Governance disclosures identify a Corporate Social Responsibility Committee responsible for environmental management, community initiatives and CSR communication.