Annual Report

The report presents a 2019 integrated account of NDB Group performance, combining sustainability, financial, human-capital and environmental disclosures. It highlights the Group's 40th anniversary, continued digital transformation, and progress on the Banking on Women initiative. It reports 2,936 employees, 40% overall female representation and 117,188 training hours, alongside a 2,594 tCO2e carbon footprint and renewable-energy lending. The report also states that sustainability reporting follows GRI Standards Core and is externally assured by Ernst & Young.