Report by the Board of Directors and Financial Statements

The report describes OP Financial Group’s revised sustainability programme, organized around climate and environment, people and communities, and corporate governance. It reports combined Scope 1 and Scope 2 emissions of 7,156 CO2e tonnes and a target to reduce corporate loan portfolio emissions by 25% by 2030 from 2022. The Group also reports a CDP score of B for the 2022 survey. Its sustainability disclosures accompany a year in which sustainable financing exposures reached EUR 5.2 billion.