ProCredit Holding AG 2025 AR2

The report highlights ProCredit Holding's performance in 2025, a year marked by strong business growth and ambitious strategic transformation. The group achieved a 10.6% loan portfolio growth and a 10.2% increase in deposits, driven by digital retail banking rollouts. Despite a decline in return on equity to 7.8% due to strategic investments and increased risk provisioning, ProCredit made significant progress in its net-zero strategy, reducing Scope 1 and 2 emissions per employee by 20% since 2022. Additionally, the group expanded its green loan portfolio to EUR 1.4 billion, representing 18.3% of the total portfolio, and approved a group-wide Climate Transition Plan.

Company: ProCredit Holding AG

Sector: Financials

Country: Germany

Year: 2025

Type: AR2

Pages: 305

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ProCredit Holding AG

ProCredit Holding AG 2025 Annual Report

Annual Report

The report highlights ProCredit Holding's performance in 2025, a year marked by strong business growth and ambitious strategic transformation. The group achieved a 10.6% loan portfolio growth and a 10.2% increase in deposits, driven by digital retail banking rollouts. Despite a decline in return on equity to 7.8% due to strategic investments and increased risk provisioning, ProCredit made significant progress in its net-zero strategy, reducing Scope 1 and 2 emissions per employee by 20% since 2022. Additionally, the group expanded its green loan portfolio to EUR 1.4 billion, representing 18.3% of the total portfolio, and approved a group-wide Climate Transition Plan.

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Document Details

Report Year

2025

Reporting Period

Jan 1, 2025 - Dec 31, 2025

Fiscal Year

2025

Type

Annual Report with Sustainability Disclosures

Language

English

Pages

 

File Size

 

Standards & Assurance

Reporting Standards

Materiality Assessment

Assurance

Assurance Provider

Assurance Standard

ESG Data?Experimental — AI-extracted data, may contain inaccuracies

Emissions

Scope 1:

Scope 2:

Scope 3:

Energy Consumption

Renewable Energy

Women on Board

Women in Management

Workplace Fatalities

Net Zero Target

Employees