ProCredit Holding AG 2025 AR2
The report highlights ProCredit Holding's performance in 2025, a year marked by strong business growth and ambitious strategic transformation. The group achieved a 10.6% loan portfolio growth and a 10.2% increase in deposits, driven by digital retail banking rollouts. Despite a decline in return on equity to 7.8% due to strategic investments and increased risk provisioning, ProCredit made significant progress in its net-zero strategy, reducing Scope 1 and 2 emissions per employee by 20% since 2022. Additionally, the group expanded its green loan portfolio to EUR 1.4 billion, representing 18.3% of the total portfolio, and approved a group-wide Climate Transition Plan.
Company: ProCredit Holding AG
Sector: Financials
Country: Germany
Year: 2025
Type: AR2
Pages: 305
ProCredit Holding AG
Annual Report
The report highlights ProCredit Holding's performance in 2025, a year marked by strong business growth and ambitious strategic transformation. The group achieved a 10.6% loan portfolio growth and a 10.2% increase in deposits, driven by digital retail banking rollouts. Despite a decline in return on equity to 7.8% due to strategic investments and increased risk provisioning, ProCredit made significant progress in its net-zero strategy, reducing Scope 1 and 2 emissions per employee by 20% since 2022. Additionally, the group expanded its green loan portfolio to EUR 1.4 billion, representing 18.3% of the total portfolio, and approved a group-wide Climate Transition Plan.
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Document Details
Report Year
2025
Reporting Period
Jan 1, 2025 - Dec 31, 2025
Fiscal Year
2025
Type
Annual Report with Sustainability Disclosures
Language
English
Pages
File Size
Standards & Assurance
Reporting Standards
Materiality Assessment
Assurance
Assurance Provider
Assurance Standard
ESG Data?Experimental — AI-extracted data, may contain inaccuracies
Emissions
Scope 1:
Scope 2:
Scope 3:
Energy Consumption
Renewable Energy
Women on Board
Women in Management
Workplace Fatalities
Net Zero Target
Employees