Santam Ltd 2025 IR
The report details Santam's financial and sustainability performance for the fiscal year ended December 31, 2025. Key highlights include the establishment of Santam Syndicate 1918 at Lloyd's to drive international expansion, and the launch of South Africa's first parametric agricultural insurance product to support smallholder farmers. The company achieved a strong net underwriting margin of 11.3% and returned 29.2% on capital, exceeding its long-term targets. On the sustainability front, Santam expanded its Partnership for Risk and Resilience (P4RR) to 110 municipalities and reduced its carbon footprint intensity to 2.20 tCO2e per employee. Additionally, the company maintained its Level 1 BBBEE rating and was certified as a Top Employer for the tenth consecutive year.
Company: Santam Ltd
Sector: Finance & insurance
Country: South Africa
Year: 2025
Type: IR
Pages: 110
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Santam Ltd
Integrated Report
The report details Santam's financial and sustainability performance for the fiscal year ended December 31, 2025. Key highlights include the establishment of Santam Syndicate 1918 at Lloyd's to drive international expansion, and the launch of South Africa's first parametric agricultural insurance product to support smallholder farmers. The company achieved a strong net underwriting margin of 11.3% and returned 29.2% on capital, exceeding its long-term targets. On the sustainability front, Santam expanded its Partnership for Risk and Resilience (P4RR) to 110 municipalities and reduced its carbon footprint intensity to 2.20 tCO2e per employee. Additionally, the company maintained its Level 1 BBBEE rating and was certified as a Top Employer for the tenth consecutive year.
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Document Details
Report Year
2025
Reporting Period
Jan 1, 2025 - Dec 31, 2025
Fiscal Year
2025
Type
Integrated Report
Language
English
Pages
File Size
Standards & Assurance
Reporting Standards
Materiality Assessment
Assurance
ESG Data?Experimental: AI-extracted data, may contain inaccuracies
Emissions
Scope 1:
Scope 2:
Scope 3:
Energy Consumption
Water Consumption
Total Waste
Women on Board
Employees