Report on Sustainability and Social Responsibility

The report describes Spar Nord's first Impact Analysis under UN PRB, identifying climate as a key impact area and setting a 2025 goal for 80% of new car loans to finance electric or plug-in hybrid vehicles. It reports climate-neutral operations for scopes 1 and 2 by the end of 2021 through reductions and compensation, alongside emissions and energy-efficiency measures. It also details ESG screening of managed portfolios, EU Taxonomy disclosures, supplier engagement, workplace initiatives, and local community contributions.