Annual Report and Financial Statements

The report describes Provident Financial's financial-inclusion purpose and its responsible lending model. It records a 2015 materiality reassessment, reports 3,758 group employees with workforce gender data, and describes governance of corporate responsibility by the board and executive committee. Environmental disclosures include ISO 14001 certification at head office and 5,881 tonnes of scope 1, 2 and associated scope 3 emissions.